Credit Framework expert

Do You have a thorough understanding of credit risks, creativity, like to understand and explain and to express yourself in writing and orally? Here’s an opportunity to influence how one of Swedbank’s core businesses will be carried out.


About the job

Governance & Framework (G&F) within Group Credit is responsible for the development and maintenance of an adequate and well-functioning credit governance structure including steering documents on Group level as well as on business area and entity level. G&F also gives guidance and support to the business units and others in Swedbank Group on credit issues generally and especially how to interpret and put the credit framework into practice.


One of our main challenges is to maintain a simple, accessible and user-friendly internal credit framework even though increased complexity and intensified flow of external demands are put on the banking operations.


As a member of the G&F team you will develop and maintain the Swedbank Credit framework and its implementation in Swedish entities or borrower segments, primarily consumers and SSE/SME. You will develop the credit framework in accordance with the Swedbank Wanted position, strategy and values as well as put EU and national regulation into practice in the credit framework. You will draft new and update credit framework documents. You will give guidance and support by explaining and elaborating on the credit framework, the underlying credit governance principles and other rationales for its content. You will participate in projects implementing and developing the credit framework into automatized and digitalised processes. You will support the business areas in their implementation of new and updated credit framework. Your deliverables will be final versions of credit steering documents but also presentations, explanations, proposed solutions etc.



What you need to succeed

You are motivated, a team player with the ability to proactively and independently process a matter to its solution. To be successful in this job you need a strong integrity and the ability to explain complicated matters in a way that is easy to understand.

The role presupposes;

  • Good understanding of the credit process and credit governance principles for credits to consumers and SSE/SME
  • Several years of experience from consumer credits as well as credit business with SSE/SME
  • Creativity and experience from work in projects, development and implementation
  • Ability to see the overall picture and at the same time capture the details
  • Fluent Swedish and English, both written and spoken. Ability to draft framework texts in Swedish and English
  • University degree in law

What you may have worked with previously

  • Lawyer
  • Account manager
  • Credit risk management

Potential next steps in your career after this job

  • Other positions within the credit business or other risk areas
  • Lawyer


Why work with us?

Group Credit is an independent unit developing and maintaining appropriate credit governance as well as promoting risk culture and prudent banking, in the credit area. In the G&F team within Group Credit you will work together with colleagues in Swedbank's four home market countries in different parts of Swedbank Group and face a variety of questions within the credit risk governance area.

Enthusiasm, encourage and share my own commitment and energy, to give and take responsibility combined with presence for supporting and coaching comprise the foundation of my leadership. You as a co-worker is thus expected to assume responsibility for you own deliverables as well as share knowledge and contribute to the team's result. An open work climate is essential as well as to have fun together.

Why join us?

Swedbank is the bank for the many. We're on a mission encouraging people to save for a better future to help people, businesses and society to grow through a healthy and sustainable economy. Working with us is about creating value for our customers, colleagues and society. We believe in a diverse and inclusive work place, and we want all our employees to feel valuable and have the prerequisites to perform at their very best. Inspiring and learning from each other is what move us forward. By working together, we make a difference! Join us in our journey and find out more about us at: swedbank.com/work-with-us


We may begin the selection under the application period, so we welcome your application as soon as possible.


Nothing of interest for you – recommend the job to a friend!


We have made our choice regarding recruitment media and therefore kindly decline contact with ad sellers or sellers of other recruitment services.




Group Credit

Application deadline:




Sundbyberg - 2019-08-22



Chef/Manager Karin Sandström

Telephone: +46 70 5593689

Finansförbundet: Åke Skoglund +46 70 3720619

SACO: Henrik Joelsson +46 76 7737009

Group Credit

Group Credit is responsible of the Groups credit governance through guidance and support to the business organization, inter alia by being sounding board to the business units and participates in credit committees but also by development and maintenance of an internal framework within the credit area. We also secure that the credit operation is characterized by prudent banking with a low risk profile and high risk awareness among the co-workers.



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Sista ansökningsdag : 14 oktober . Arbetsort : Sundbyberg . Publicerat : 23 augusti

Kategorier : Ekonomi & Finans Juridik

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